Thomas B. Russell

B.Sc., MBA, CFP®, CLU, CH.F.C.

Certified Financial Planner

Independent Insurance Broker, Four Points Financial Solutions Inc.

Senior Mutual Funds Representative, Manulife Securities Investment Services Inc.


Resources for Clients
Tel: 204.235.0004.3
Toll Free: 1.866.235.0004.3
Retirement Assessment
Education Assessment
Major Purchase Assessment



Tom is an Independent Life & Health Insurance Broker and Senior Mutual Funds Representative working with most of Canada's major banks, insurance companies and investment firms.   For the last 27 years he has been developing a values-based approach to financial planning that integrates insurance and investment planning strategies that use tax efficient products to help people plan for their future financial security.

The Metamorphosis of CapitalTM principle shows you how to Create, Protect, Enjoy & Share wealth.  

The Time 4 Money® program provides Credibility, Process, Implementation & Results.

The Arrive with ConfidenceTM process helps you Imagine your Destination, Explore your Possibilities, Understand your Course & Reflect on your Journey.

The Return on Life Val-you PayoffTM delivers Proactivity, Objectivity, Organization & Accountability.

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