Thomas B. Russell

B.Sc., MBA, CFP®, CLU, CH.F.C.

Certified Financial Planner

Insurance Representative, Four Points Financial Solutions Inc.

Senior Financial Advisor, Manulife Securities Investment Services Inc.

 

Resources for Clients
 
 
Call 1.866.235.0004.3 or Schedule a phone appointment
email Tom@FourPointsFinancial.com
Schedule an office appointment
Retirement Assessment
Education Assessment
Major Purchase Assessment

 

Welcome

Tom has been building values-based financial plans that integrates insurance and investment planning strategies using tax advantaged products to help people plan for their future financial security since 1988.

The Metamorphosis of CapitalTM Principle shows you how to Create, Protect, Enjoy & Share wealth.  

The Time 4 Money® Program provides Credibility, Process, Implementation & Results.

The Arrive with ConfidenceTM Process helps you Imagine your Destination, Explore your Possibilities, Understand your Course & Reflect on your Journey.

The Return on Life Payoff delivers Proactivity, Objectivity, Organization & Accountability.

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Latest Blog Posts

OSC issues warning about BitConnect

Published by Thomas B. Russell B.Sc., MBA, CFP, CLU, CH.F.C. on Apr 19, 2018

The Ontario Securities Commission (OSC) has issued a warning to investors about BitConnect, which manages the websites bitconnect.co and bitconnectcoin.co, “where it claims to operate an online exchange...

Earth Day is on Sunday, April 22, 2018

Published by Thomas B. Russell B.Sc., MBA, CFP, CLU, CH.F.C. on Apr 19, 2018

Once upon a time, many investors believed you had to trade returns for environmental responsibility.  Today, environmental impact is just one more risk that professional portfolio managers take into consideration...

Federal government launches expert panel on sustainable finance

Published by Thomas B. Russell B.Sc., MBA, CFP, CLU, CH.F.C. on Apr 13, 2018

The federal government has announced the creation of an Expert Panel on Sustainable Finance, to be chaired by Tiff Macklem, Dean of the University of Toronto's Rotman School of Management and former Senior...

Economic optimism declines

Published by Thomas B. Russell B.Sc., MBA, CFP, CLU, CH.F.C. on Apr 12, 2018

Optimism about the Canadian economy has dropped significantly amid views that the country is becoming less competitive, according to a survey of business leaders released April 10 by the Chartered Professional...

Tax concerns leading a record number of American ex-pats to renounce citizenship

Published by Thomas B. Russell B.Sc., MBA, CFP, CLU, CH.F.C. on Apr 07, 2018

A record number of American expats are renouncing their U.S. citizenship, citing the high costs for annual tax filing, the risk of double taxation and potentially expensive estate taxes that can put money...